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About Us

Finding Inspiration in Every Turn

The Small Business Administration (SBA) funded 39.8 billion to small businesses in 2024. In today's ever-challenging business climate, almost any business needs an extra boost in funding to either stay afloat or become profitable.  We’re Fast Biz Cash Loans (FBCL Financial), and we’ve been involved in the commercial lending industry and established as a Florida corporation since 2018. Our goal is to find promising, established businesses and talented entrepreneurs with the potential to impact their communities and ultimately become a success. If you have a business proposition, including an event, opportunity, or project, please get in touch with a member of our team. We’re always on the lookout for the next great investment for your future and ours. Whether you're in the market for an SBA Loan, Bank Term Loan, or Line of Credit, we are your one stop shop to solving your business funding needs. At Fast Biz Cash Loans and SmartBiz, we are positioned to provide quick access to funding as fast as 7 to 14 days and funding amounts from $50,000 to $350,000+. Get pre-qualified by clicking the radio button below.

Fitness

Michael Oldham - Founder and President

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The company was founded by Michael Oldham. Mr. Oldham was born and raised in Detroit, Michigan and migrated to Florida following high school graduation in 1983. He earned his Bachelor of Arts Degree from the Walter Cronkite School of Journalism from Arizona State University (Mass Communications and Media Studies). He also attended Bethune-Cookman University earlier in life. Mr. Oldham is a father of three and a grandfather of five. 

Known as a jack of all trades, Mr. Oldham has a wealth of experience in the corporate world in various capacities, including but not limited to radio broadcasting, customer service, sales, financial services, and insurance. He had the great fortune of incorporating Fast Biz Cash Loans in 2018 during its inception. Mr. Oldham is also an avid sports fan who loves his Michigan and Florida sports teams, as well as his Arizona State Sun Devils and Bethune-Cookman University Wildcats. Go Sun Devils and Wildcats!

To summarize, Fast Biz Cash Loans was founded with the business owner in mind. Business owners are often frustrated with spending time to prepare countless documents only to get turned down by their bank. We connect with banks for time-saving business funding. Nothing is more valuable than time. Once you lose it, you'll never get it back. Our concept is to help expedite the funding process thus allowing the business owner to focus on what's more important - running his or her business. The preparation of loan packages would be left up to us. This will save you time, frustration, and provide peace of mind. 

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Fast Biz Cash Loans (FBCL Financial), is a Florida Corporation. Fast Biz Cash Loans is not a bank or credit union, but an independent agency that shares an exclusive partnerships with SBA provider, SmartBiz Loans. Collectively, we provide funding opportunities for small to mid-sized businesses based on a minimum credit score of 680 and other factors. Copyright © 2025 Fast Biz Cash Loans, Inc. All Rights Reserved

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